LONG TERM CARE INSURANCE

        Plan for your future, today

Why Long Term Care Insurance?

• Keeps retirement assets to be used as they were intended, your retirement
• Average annual cost for a semi-private nursing home is $73,000
• Removes the burden placed on your Family and Friends

What Does LTC Insurance Cover?

• Adult day service centers Hospice care
• Assisted living facilities
• Alzheimer’s special care facilities
• In Home and Facility Nursing
• Much more!

Benefits of this policy include: home care, nursing, assisted living, nursing homes, adult day care or Hospice

•   Financial protection against the cost of care
•   Extensive coordination of care
•  Coverage when recovery is longer than 90 days or ambiguous
•  Pays for out of pocket expenses for each day the insured is confined in a care facility

Activities of Daily Living:
If you are unable to do two or more of these six activities, your long term care insurance will
assist you financially: Eating, dressing, bathing, continence, toileting and transferring.

Help protect your assets, your loved ones, and your independence

*Information provided by Beacon Financial www.beacon-financial.com